In today’s fast digital world, no one wants to wait for payments. Businesses and customers are always looking for quick, secure, and hassle-free ways to send and receive money.
This is where Quick Pay Payment comes in.
In this blog, we’ll explain:
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What is Quick Pay Payment?
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How it works for businesses and users
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Its advantages over traditional payments
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How platforms like Cashfree and PayPlex use it
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How you can get started with it today
Let’s dive in!
What Is Quick Pay Payment?
Quick Pay Payment is a simple, instant payment option where a customer can make a transaction quickly using:
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UPI
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Credit or debit card
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Net banking
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Wallets
Without needing to log in, sign up, or go through complex steps — just click, pay, and done.
It is often used through:
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Payment links
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QR codes
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API integrations
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Merchant portals
Popular payment service providers like Cashfree, PayPlex, PhonePe Business, and Razorpay offer Quick Pay features to merchants.
Who Can Use Quick Pay?
Quick Pay is ideal for:
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Small businesses
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Freelancers
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Kirana stores
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Agents of AEPS
Internet retailers Local service providers, such as mechanics, tutors, and salons There is no need for an app or technological setup.
How Quick Pay Works – Step by Step
Here’s how a Quick Pay Payment generally works:
For the Business:
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Sign in to your payment dashboard (like PayPlex or Cashfree)
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Generate a Quick Pay Link
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Enter the amount and customer’s name (optional)
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Share the link via WhatsApp, SMS, or email
For the Customer:
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Click the payment link
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Choose preferred mode – UPI, card, wallet, etc.
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Make payment instantly
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Receive confirmation via SMS or email
It takes less than 30 seconds to complete the whole process.
Example: How a Kirana Store Uses Quick Pay
Rakesh runs a small grocery store in a village in UP. Some of his regular customers don’t carry cash.
So he:
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Registers on PayPlex
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Generates Quick Pay UPI links
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Prints out a QR code and pastes it on his counter
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Also sends payment links to customers who order by phone
Now, customers pay using UPI or cards — and Rakesh gets the amount instantly in his account.
Benefits of Quick Pay Payment
| Benefit | How It Helps |
|---|---|
| ⏱️ Fast Payments | Receive money instantly |
| Mobile-Friendly | Works on any phone, even basic internet |
| Multiple Options | UPI, card, wallet, net banking – all accepted |
| ❌ No App Needed | Customers don’t need to install anything |
| Easy Records | Get payment notifications & receipts |
| More Sales | Serve both online and offline customers |
| Secure | Encrypted transactions with OTP/card PIN verification |
Difference Between Quick Pay and Traditional Payments
| Feature | Quick Pay | Traditional Payment |
|---|---|---|
| Setup Time | Instantly usable | Takes days |
| Settlement | Same day or T+1 | Often T+2 or more |
| Payment Modes | UPI, cards, net banking, wallets | Cash or cheque |
| Integration Needed | None (for links) | Website or app needed |
| Ideal For | Everyone | Bigger businesses |
Quick Pay is built for speed, simplicity, and flexibility — perfect for the Indian market.
How PayPlex Supports Quick Pay
PayPlex offers an easy-to-use platform for agents and small businesses to:
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Collect payments using Quick Pay
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Share links with customers
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Track every transaction in the dashboard
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Combine AEPS and banking services with digital payments
This means you can run a full-service digital payment business using only a phone and fingerprint device (for AEPS).
⚙️ How to Set Up Quick Pay with PayPlex + Cashfree
Want to offer Quick Pay to your customers? Just follow these steps:
Step 1: Sign up on PayPlex
Start with your mobile number and complete KYC.
Step 2: Get your merchant panel
Access your dashboard with payment tools and AEPS.
Step 3: Use Cashfree integration
Generate Quick Pay links using Cashfree’s gateway system.
Step 4: Share links with customers
Send via WhatsApp, print QR codes, or paste on packaging.
How Much Does Quick Pay Cost?
✅ Most Quick Pay services charge a transaction fee only. No setup fee.
| Payment Method | Average Fee |
|---|---|
| UPI | 0–1% |
| Card (Debit/Credit) | 1–2% |
| Wallets | 1–1.5% |
| Net Banking | ~1.5% |
If you're using Cashfree through PayPlex, you may get lower transaction rates.
Use Cases for Quick Pay in India
Here’s how different users are using Quick Pay to grow:
| User | Use Case |
|---|---|
| Tuition Teacher | Collects monthly fees via WhatsApp links |
| Auto Mechanic | Sends a link for service payment |
| Mobile Shop | Accepts UPI for accessories |
| Tailor | Shares a QR for advance bookings |
| AEPS Agent | Combines AEPS + Quick Pay for rural users |
Track and Manage Payments Easily
Most Quick Pay platforms give you:
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Transaction history
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Daily reports
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Payment notifications via SMS/email
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Refund tools
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Instant settlement options
This helps you run your business smoothly and professionally — without paperwork.
Tips to Use Quick Pay Effectively
✅ Always mention the amount clearly when sending a link
✅ Share the link only with the right customer
✅ Train your staff or family to handle it too
✅ Keep track of payments via dashboard or SMS
✅ Paste your QR code visibly at your shop counter
Bonus tip: Offer a ₹5 discount for UPI payments to encourage digital over cash!
FAQs About Quick Pay Payment
Q1: Is Quick Pay safe?
Yes, it uses encrypted payment systems and secure OTP/PIN-based methods.
Q2: Can I use it without a website?
Yes. You can use links, QR codes, or mobile dashboards without needing a site or app.
Q3: Is it only for big businesses?
No. It’s perfect for small and micro businesses too.
Q4: Can customers from rural areas use Quick Pay?
Yes, if they have UPI or a card. For customers without digital access, AEPS is a better option.
Q5: Can I combine Quick Pay and AEPS?
Yes. Platforms like PayPlex allow agents to offer both services to reach every type of customer.
✅ Final Thoughts: Why You Should Start Using Quick Pay
In today's digital India, Quick Pay is the easiest way to collect money — whether you’re a:
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Small business
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Freelancer
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Shop owner
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Tuition teacher
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AEPS agent
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Home-based seller
Using Quick Pay + PayPlex + AEPS, you can serve both digital and offline customers — and build a reliable, growing business.
No complex tech. No website. Just your mobile and a payment link.